After falling for most of the month of July Mortgage interest rates jumped up. And not only did they move up they jumped to the highest levels we have seen in 2008. 30 Year rates jumped from 6.26 to 6.63 last week. To put that in perspective for the entire month of May mortgage rates fluctuated between 5.98 to 6.08. The increases were not confined to 30 Year rates, 15 year rates went from 5.78 to 6.18, 5 Year Arms went from 5.80 to 6.16 and 1 Year Arms went from 5.10 to 5.49. The interest rates we saw this week for all the major 4 mortgage products were the highest numbers we have seen for all of 2008. When was the last time we saw mortgage rates this high? I looked back through 2007 to find the last time we saw rates this high for the different mortgage products.
30 year - August 2 , 2007
15 Year - August 16, 2007
5 Year - September 20, 2007
1 Year - December 27, 2008
Below are mortgage rates for the last few weeks.
July 24,2008
30-yr 6.63 15-yr 6.18 5-yr ARM 6.16 1-yr ARM 5.49
July 17,2008
30-yr 6.26 15-yr 5.78 5-yr ARM 5.80 1-yr ARM 5.10
July 10,2008
30-yr 6.37 15-yr 5.91 5-yr ARM 5.82 1-yr ARM 5.17
July 3,2008
30-yr 6.35 15-yr 5.92 5-yr ARM 5.78 1-yr ARM 5.17
June 26,2008
30-yr 6.45 15-yr 6.04 5-yr ARM 5.99 1-yr ARM 5.27
Ok so mortgage rates are one thing. But what does this mean for an actual mortgage. using our free mortgage calculator and pulling a number out of a hat we looked at how these rate increases would affect a 200k mortgage.
July 24th
30-yr $1281.28
15-yr $1707.22
5-yr ARM $1219.75
1-yr ARM $1134.32
July 17th
30-yr $1232.73
15-yr $1664.03
5-yr ARM $1173.5
1-yr ARM $1085.89
So starting off the monthly payment on a 200k mortgage with 30 Year loan would be $48.55 more this week compared to last (1232.73 to 1281.28). A 15 Year mortgage would have increased $43.19, a 5 year mortgage increased $46.25, and a 1 year mortgage would have increased $48.43.
So why have rates risen so dramatically. A few bank closures have probably caused some uncertainty in the market. Additionally the FED spent the early part of the year trying to keep rates down and basically ignoring the risk of inflation. That has changed as inflation signs have started to crop up. So now the FED is worried more about the risk of inflation.
So usually when one mortgage product rises I advise potential home buyers to look at the other mortgage products. But this week all the mortgage products rose more or less equally. Therefore my advice would be to start looking at putting down more cash. With interest rates moving up near 7 it might be a good idea to evaluate other investments and consider putting a large down payment on a house. If you are thinking of buying a house in the next few months its probably a good idea to start paying more attention to savings.
So what is going to happen next week? Usually after we see a sudden large increase or decrease the next week we see rates move a little bit in the opposite direction. But what happens with mortgage interest rates over the next week and the next few months to a large extent is going to be based on what happens with the banks and the mortgage industry and at this point with all the turmoil in the markets its a little hard to predict what is going to happen next.
Sunday, June 23, 2019
How to Internet Has Made Comparison of Insurance Quotes Offers Easy
How to Compare Insurance Quotes
The growth of the internet has made comparison of insurance offers easy. The best place to compare car insurance offers is through the internet. Vehicle safety is very important for the owner. The right way to maintain security is to buy a car insurance plan.
There are several insurance companies throughout the world, which offer car insurance policies to car owners. All of these companies have their own plans and rates.
Automatic quote comparison helps one understand the appropriate level and policy. Most insurance sites allow these people to compare car insurance quotes at no cost, while others charge a small service fee. The idea of the two insurance sites is similar. It's better to choose a free quote site for the comparison process at the initial stage.
The comparison site compares both car insurance quotes and policies. Offering online automatic coverage helps someone save time and money. One can avoid paying commissions to agents. So, with the help of automatic quote comparisons, the role of the agent is not needed. Someone gets a clear idea of plans and rates, with an online comparison of quotes automatically.
Tips to Compare "Insurance Quotes" Automatic Insurance Offers
It is important to compare automatic coverage quotes, to make sure someone gets the lowest car insurance quote. Many quotes are available on the internet. However, people need to remember, some tips for comparing car insurance quotes.
As a first step, one must fill out some personal information in the online registration form. Registration is important, to request a free automatic quote comparison chart. Compare car insurance offers for all desired coverage plans with different companies.
Insurance rates are just the basic factor for buying car insurance. Evaluate the stability of a car insurance company in the car area. Most new insurance companies offer lower car insurance offers. One must ensure that these companies offer good customer service and have strong financial stability.
Someone must build a credit history before requesting an automatic offer. A bad credit history creates an unpleasant impression on the insurance company and as a result, the insurance company will offer high-level insurance offers.
Stick to the current company for a longer period of time, to reduce insurance offers. If someone has to buy a new type of insurance policy, the long-term stay with the insurance company provides a lower price for them. The history of violations of traffic laws and two accidents will lead to higher car insurance quotes.
Conclusion:
Comparison of car insurance quotes with the help of local agents is a time-consuming process. Therefore, the best place to compare car insurance quotes is the internet. In short, someone needs to compare car insurance quotes online, to access affordable auto coverage policies. For more information on this topic and really getting an offer, you can always refer to the source below.
The growth of the internet has made comparison of insurance offers easy. The best place to compare car insurance offers is through the internet. Vehicle safety is very important for the owner. The right way to maintain security is to buy a car insurance plan.
There are several insurance companies throughout the world, which offer car insurance policies to car owners. All of these companies have their own plans and rates.
Automatic quote comparison helps one understand the appropriate level and policy. Most insurance sites allow these people to compare car insurance quotes at no cost, while others charge a small service fee. The idea of the two insurance sites is similar. It's better to choose a free quote site for the comparison process at the initial stage.
The comparison site compares both car insurance quotes and policies. Offering online automatic coverage helps someone save time and money. One can avoid paying commissions to agents. So, with the help of automatic quote comparisons, the role of the agent is not needed. Someone gets a clear idea of plans and rates, with an online comparison of quotes automatically.
Tips to Compare "Insurance Quotes" Automatic Insurance Offers
It is important to compare automatic coverage quotes, to make sure someone gets the lowest car insurance quote. Many quotes are available on the internet. However, people need to remember, some tips for comparing car insurance quotes.
As a first step, one must fill out some personal information in the online registration form. Registration is important, to request a free automatic quote comparison chart. Compare car insurance offers for all desired coverage plans with different companies.
Insurance rates are just the basic factor for buying car insurance. Evaluate the stability of a car insurance company in the car area. Most new insurance companies offer lower car insurance offers. One must ensure that these companies offer good customer service and have strong financial stability.
Someone must build a credit history before requesting an automatic offer. A bad credit history creates an unpleasant impression on the insurance company and as a result, the insurance company will offer high-level insurance offers.
Stick to the current company for a longer period of time, to reduce insurance offers. If someone has to buy a new type of insurance policy, the long-term stay with the insurance company provides a lower price for them. The history of violations of traffic laws and two accidents will lead to higher car insurance quotes.
Conclusion:
Comparison of car insurance quotes with the help of local agents is a time-consuming process. Therefore, the best place to compare car insurance quotes is the internet. In short, someone needs to compare car insurance quotes online, to access affordable auto coverage policies. For more information on this topic and really getting an offer, you can always refer to the source below.
Use the Best Insurance Companies for Your Life
Types of Life Insurance You Need to Know
Auto insurance, insurance life insurance home, auto car insurance
Until now, we will find many people who will more often than not think that there are more important things in life than to get an insurance policy. On the other hand, these people have been ignored in importance, as well as many facilities; they will accept after they get themselves insured.
For one thing, it is an investment portfolio that will feel that the beneficiaries are financially guaranteed. If you are fairly new to this, you might find insurance varies quite objectively. This article, however, will present various types of life insurance so that you have a better understanding of this policy.
Term policy: This is the most basic type of policy to get insured. Someone who disbursed this kind of policy will pay the right amount for a certain period of time. After the period ends, the insured has the choice to forget coverage or have a different payment scheme to get further coverage.
One of the best points of this policy is that it can also help protect beneficiaries from suffering financial losses and disability. If ever the insured dies, the recipient will receive the death benefit.
Whole Life Policy: This is very similar to the one mentioned above. The only difference here is that the individual insured will be closed for the rest of his life. This is the reason why it is also sometimes referred to as "permanent coverage." At the same time, it also allows people to invest in one of the different choices offered by insurance agents.
Universal Life Insurance: In this type of insurance, the person applying can decide how much he is willing to put in which is between the minimum periods. The benefit of having this type of insurance is that you will have more flexibility regarding the scope of the plan and the method of payment. thus, it is also sometimes referred to as flexible premium life adjusted. In addition, people who are registered in this type of insurance will expect certain changes because the cash value will also be affected by the interest rate.
Despite the fact that getting insured is not mandatory, the majority of bankers and financial consultants will highly recommend that everyone get one as a form of investment for life.
On the other hand, it will first be very important to know more about various types of life insurance policies before deciding where the plan will be the best for you.
Auto insurance, insurance life insurance home, auto car insurance
Until now, we will find many people who will more often than not think that there are more important things in life than to get an insurance policy. On the other hand, these people have been ignored in importance, as well as many facilities; they will accept after they get themselves insured.
For one thing, it is an investment portfolio that will feel that the beneficiaries are financially guaranteed. If you are fairly new to this, you might find insurance varies quite objectively. This article, however, will present various types of life insurance so that you have a better understanding of this policy.
Term policy: This is the most basic type of policy to get insured. Someone who disbursed this kind of policy will pay the right amount for a certain period of time. After the period ends, the insured has the choice to forget coverage or have a different payment scheme to get further coverage.
One of the best points of this policy is that it can also help protect beneficiaries from suffering financial losses and disability. If ever the insured dies, the recipient will receive the death benefit.
Whole Life Policy: This is very similar to the one mentioned above. The only difference here is that the individual insured will be closed for the rest of his life. This is the reason why it is also sometimes referred to as "permanent coverage." At the same time, it also allows people to invest in one of the different choices offered by insurance agents.
Universal Life Insurance: In this type of insurance, the person applying can decide how much he is willing to put in which is between the minimum periods. The benefit of having this type of insurance is that you will have more flexibility regarding the scope of the plan and the method of payment. thus, it is also sometimes referred to as flexible premium life adjusted. In addition, people who are registered in this type of insurance will expect certain changes because the cash value will also be affected by the interest rate.
Despite the fact that getting insured is not mandatory, the majority of bankers and financial consultants will highly recommend that everyone get one as a form of investment for life.
On the other hand, it will first be very important to know more about various types of life insurance policies before deciding where the plan will be the best for you.
How To Secret Quick Claim your Life and Car InSurance quotes
Hello, insurances, insurance life quotes
How do you do?
There are several ways to speed up the process of claims from health insurance or companies that have made a detrimental effect on cancer patients, this time I will only provide guidance on claims of mesothelioma insurance quickly,Car, Business, and let us consider below, which I quoted from foreign information:
Quick Claim Claim Insurance
Before anything else, we must first understand what insurance claims are. In this way, we can better appreciate the whole procedure and be easily obtained because we already know what must be done step by step, in relation to the whole process.
Claims are when you ask an insurance company to compensate for damage you have experienced after a car accident, or when you ask an insurance company to represent you or intervene on your behalf when you are responsible for damage.
You pay a lot of money for your car insurance, so it makes sense if you are involved in an accident, you definitely want to make a claim. Depending on whether the accident is responsible, or irresponsible, and the type of damage, your insurance company will be able to provide coverage based on the type of car insurance you have.
Claims can be paid from comprehensive coverage, collision coverage, or a minimum part of car insurance requirements, such as obligations. Claims can also be paid from many parts of your policy depending on the state of your car accident.
If you are wondering whether the process of claiming your collision will be more difficult to bear than the accident itself, the good news is that making a claim is usually quite simple. By following a systematic approach and carefully recording what has happened, you can gather all the information you need. The following guidelines will help you ensure the process runs smoothly.
At Sken Accident
One of the best ways to speed up the entire claim process is to start right, and it starts in the scene of the accident itself. The more information and evidence you can gather there, the better.
This is what must be obtained:
Personal Data: Try to get basic personal information from everyone on the scene. That includes all drivers, passengers and other observers. Get your name, telephone number and home address and email. Anything that will make it easier to find it later. If you have time, take notes about what each witness saw and heard. Send all this information to your claim backers, but make sure to keep a copy for yourself.
Insurance Information: This is very important. Be sure to exchange insurance information with the driver of all vehicles involved in the accident. This might be the first thing your adjuster asks.
Image: Take a collection of photos of the accident scene. If you can get a picture before the vehicle is moved from the road, it's good, but don't make the situation dangerous just to take them. Definitely take photos of all the damage to your car, every other vehicle involved, and other things. Take some pictures from the crash site too. Several different angles always help. Take pictures of the parties involved and all eyewitnesses, if possible. And finally, take photos of each party's insurance card.
Law Enforcement: Always contact the police after an accident. They may or may not respond, but it is always worth a try. When they arrive, make sure to get the name of the officer. They will collect their own information and take interviews for their reports, and instruct you to get a copy of the report after it is written. Hold whatever documents they provide and submit copies to your adjuster.
Contact your Insurer as soon as possible
I'm sure you've heard the saying, "most crimes are settled in the first 48 hours after the event." That was because the crime scene remained intact and the details were still fresh in the minds of the witnesses. This is like that with a car accident. We are not talking about crime here (I hope), but the idea continues. The sooner you contact your insurance company, the easier it will be for them to make the questions they need to get the most accurate data. It's not a bad idea to call them from the scene, if possible.
Be a Cooperative and Ask
Most small accidents are relatively simple for your adjusters to handle. He has done it hundreds of times. That does not mean that claims cannot be held by some missing evidence or information.
If your adjuster calls you and leaves a message to call him back, do it as soon as possible. Good communication between insurance companies and plaintiffs is very important. Plus, it's hard to complain about slow processing if you are holding it.
Honest
This rule seems clear, but not everyone follows it. It is humans who want to avoid pain, and admit that you are wrong because your accident can be very painful. But if you are wrong, don't try to get out of it by lying. First of all, insurance guarantor has a lot of experience with accidents and fiber.
They are really good at thinking about what really happened and that can be very bad for you if you don't show up with facts. Remember "Double Indemnity"? Insurance fraud is not liked and can spend a lot of money rather than the increase in premiums that you might get by admitting mistakes.
And if you find a quick conclusion to the claims process, being dishonest will certainly slow it down, and sometimes stop it.
How do you do?
There are several ways to speed up the process of claims from health insurance or companies that have made a detrimental effect on cancer patients, this time I will only provide guidance on claims of mesothelioma insurance quickly,Car, Business, and let us consider below, which I quoted from foreign information:
Quick Claim Claim Insurance
Before anything else, we must first understand what insurance claims are. In this way, we can better appreciate the whole procedure and be easily obtained because we already know what must be done step by step, in relation to the whole process.
Claims are when you ask an insurance company to compensate for damage you have experienced after a car accident, or when you ask an insurance company to represent you or intervene on your behalf when you are responsible for damage.
You pay a lot of money for your car insurance, so it makes sense if you are involved in an accident, you definitely want to make a claim. Depending on whether the accident is responsible, or irresponsible, and the type of damage, your insurance company will be able to provide coverage based on the type of car insurance you have.
Claims can be paid from comprehensive coverage, collision coverage, or a minimum part of car insurance requirements, such as obligations. Claims can also be paid from many parts of your policy depending on the state of your car accident.
If you are wondering whether the process of claiming your collision will be more difficult to bear than the accident itself, the good news is that making a claim is usually quite simple. By following a systematic approach and carefully recording what has happened, you can gather all the information you need. The following guidelines will help you ensure the process runs smoothly.
At Sken Accident
One of the best ways to speed up the entire claim process is to start right, and it starts in the scene of the accident itself. The more information and evidence you can gather there, the better.
This is what must be obtained:
Personal Data: Try to get basic personal information from everyone on the scene. That includes all drivers, passengers and other observers. Get your name, telephone number and home address and email. Anything that will make it easier to find it later. If you have time, take notes about what each witness saw and heard. Send all this information to your claim backers, but make sure to keep a copy for yourself.
Insurance Information: This is very important. Be sure to exchange insurance information with the driver of all vehicles involved in the accident. This might be the first thing your adjuster asks.
Image: Take a collection of photos of the accident scene. If you can get a picture before the vehicle is moved from the road, it's good, but don't make the situation dangerous just to take them. Definitely take photos of all the damage to your car, every other vehicle involved, and other things. Take some pictures from the crash site too. Several different angles always help. Take pictures of the parties involved and all eyewitnesses, if possible. And finally, take photos of each party's insurance card.
Law Enforcement: Always contact the police after an accident. They may or may not respond, but it is always worth a try. When they arrive, make sure to get the name of the officer. They will collect their own information and take interviews for their reports, and instruct you to get a copy of the report after it is written. Hold whatever documents they provide and submit copies to your adjuster.
Contact your Insurer as soon as possible
I'm sure you've heard the saying, "most crimes are settled in the first 48 hours after the event." That was because the crime scene remained intact and the details were still fresh in the minds of the witnesses. This is like that with a car accident. We are not talking about crime here (I hope), but the idea continues. The sooner you contact your insurance company, the easier it will be for them to make the questions they need to get the most accurate data. It's not a bad idea to call them from the scene, if possible.
Be a Cooperative and Ask
Most small accidents are relatively simple for your adjusters to handle. He has done it hundreds of times. That does not mean that claims cannot be held by some missing evidence or information.
If your adjuster calls you and leaves a message to call him back, do it as soon as possible. Good communication between insurance companies and plaintiffs is very important. Plus, it's hard to complain about slow processing if you are holding it.
Honest
This rule seems clear, but not everyone follows it. It is humans who want to avoid pain, and admit that you are wrong because your accident can be very painful. But if you are wrong, don't try to get out of it by lying. First of all, insurance guarantor has a lot of experience with accidents and fiber.
They are really good at thinking about what really happened and that can be very bad for you if you don't show up with facts. Remember "Double Indemnity"? Insurance fraud is not liked and can spend a lot of money rather than the increase in premiums that you might get by admitting mistakes.
And if you find a quick conclusion to the claims process, being dishonest will certainly slow it down, and sometimes stop it.
Friday, March 27, 2015
What is BUSINESS AGRO COMMODITIES
How to search for the right business opportunity?Of the above question we should be more need information and engaged in a business relationship that we want.in this case I suggest about the business areas where the most appropriate thing to do in developing a business.business relationships, which we must master the market system. a businessperson should be robust information about a product or a business's needs are being sought or used. for example at the moment business in agriculture and herbal plants
that are being developed by China and the world, it can give us a
warning about what material is needed.for investors export and import I give a bit of information that
businesses in agriculture and plantations are successful field reap huge
profits, because the business principle is to use capital or low price
and small risk to benefit and without risk.for example today we know commodity Arabica coffee beans are highly
sought after consumers in the world market and coconuts are needed.in the business of this is not too much of a risk for loss. because capital that we use very small but can reap huge profits. here's
a few commodities that are highly sought after by consumers include:
Aceh Gayo Arabica coffee beans, coconuts round, latex and powder
Dragonds bloods, fruit jenitri or rudraksha. if there are friends who want to work together in developing a
commodity business above me in Indonesia are ready to help to supply.
Thank you, this may be just the information I provide may be useful for all players in the world of business in agriculture, agriculture and health.
Thank you, this may be just the information I provide may be useful for all players in the world of business in agriculture, agriculture and health.
Saturday, February 26, 2011
Pile Foundation Indonesia
OVERVIEW OF PILE FOUNDATION AND DESIGN AND CONSTRUCTION
PONDASI TIANG PANCANG
PENGENALAN TENTANG PONDASI TIANG PANCANG
Dalam merencanakan pondasi untuk suatu konstruksi dapat digunakan beberapa macam tipe pondasi. Pemilihan tipe pondasi ini didasarkan atas :
- 1. Fungsi bangunan atas (Uper structure) yang akan dipikul oleh pondasi tersebut.
- 2. Besarnya beban dan berat dari bangunan atas.
- 3. Kondisi tanah dimana bangunan tersebut akan didirikan
- 4. Biaya pondasi dibandingkan dengan bangunan atas
Seperti yang kita ketahui bahwasanya tipe pondasi cukup banyak macamnya, dan itu tergantung dari fungsi dan kegunaannya. nah.. salah satu di antara tipe pondasi yang dapat digunakan adalah pondasi tiang pancang.
Pondasi Tiang Pancang
| Tiang pancang adalah bagian dari suatu konstruksi yang dibuat dari kayu, baja, atau beton yang dipakai untuk meneruskan beban-beban dari struktur bangunan atas ke lapisan tanah pendukung (bearing layers) dibawahnya pada kedalaman tertentu. |
Secara umum pemakaian pondasi tiang pancang dipergunakan apabila tanah dasar dibawah bangunan tersebut tidak mempunyai daya dukung (bearing capacity) yang cukup untuk memikul berat bangunan dan beban diatasnya, dan juga bila letak tanah keras yang memiliki daya dukung yang cukup untuk memikul berat dari beban bangunan diatasnya terletak pada posisi yang sangat dalam.
Berpijak dari itu, maka dalam mendesain Pondasi tiang pancang mutlak diperlukan data data mengenai :
- 1. Data tanah dimana bangunan akan didirikan
- 2. Daya dukung dari tiang pancang itu sendiri (baik single pile ataupun group pile)
- 3. Analisa negative skin friction (karena mengakibatkan beban tambahan)
Pondasi tiang pancang hendaknya direncanakan sedemikian rupa sehingga gaya luar yang bekerja pada kepala tiang tidak melebihi gaya dukung tiang yang diizinkan. Adapun yang dimaksud dengan gaya dukung tiang yang diizinkan adalah meliputi aspek gaya dukung tanah yang diizinkan, tegangan pada bahan tiang dan perpindahan kepala tiang yang diizinkan.
Disamping aspek-aspek tersebut perlu diperhitungkan juga kemungkinan adanya gaya geser negatif (negative skin friction) dan gaya-gaya lain (seperti perbedaan tekanan tanah aktif dan pasif). Perhitungan serta pengevaluasian tersebut tidak saja dilaksanakan terhadap tiang secara individu (single pile) tetapi juga harus dilaksanakan terhadap tiang-tiang dalam kelompok (group pile)
Umumnya tiang pancang dapat ditinjau dari :
1. Jenis / Bahan yang digunakan
seperti yang sudah disinggung diatas, bahwa jenis dan bahannya kita mengenal tiang pancang yang terbuat dari kayu, Baja, Beton, atau Komposit (perpaduan dari beberapa bahan)
2. Cara penyaluran beban
berdasarkan cara penyaluran beban, dapat dibedakan atas :
a. End Bearing Pile ( Tumpuan Ujung) :
Anggapan tanah keras yang dimaksudkan disini sebetulnya agak relatif dan tergantung dari beberapa faktor, antara lain seperti besar beban yang harus dipikul oleh tiang. Sehingga bisa saja ada anggapan asalkan pada posisi dimana daya dukung tanahnya sudah mumpuni untuk mengimbangi besarnya beban yang dipikul tiang, maka disitu diasumsikan letak tanah keras berada. Anggapan ini tidak salah tapi juga tidak betul, namun supaya tidak terjadi perbedaan yang tajam dalam perspektif anggapan, maka untuk dianggap sebagai lapisan tanah pendukung yang baik, dapat digunakan ketentuan sebagai berikut :
- Lapisan non kohesif(pasir, kerikil) mempunyai harga standard penetration test (SPT) N > 35
- Lapisan kohesif mempunyai harga kuat tekan bebas (Unconfined compression strength) qu antara 3 s/d 4 Kg/cm2 atau kira-kira N > 15 s/d 20
dari hasil sondir dapat dipakai kira-kira harga perlawanan konis S ≥ 150 kg/cm2 untuk lapisan non kohesif, dan S ≥ 70 kg/cm2 untuk lapisan kohesif
b. Friction Pile (Tumpuan Geser/Sisi)
Pada kenyataan seperti ini praktis daya dukung yang didapat adalah dari gesekan antara sisi tiang dengan tanah disekelilingnya namun bukan berarti perlawanan diujungnya kita anggap melempem atau tidak ada, tapi pada kenyataannya tumpuan diujung ini juga memiliki andil dalam memberikan sumbangan daya dukung walaupun itu kecil.
| Perbedaan dari kedua jenis tiang pancang ini, semata-mata hanya dari segi kemudahan, karena pada umumnya tiang pancang berfungsi sebagai kombinasi antara friction pile (tumouan sisi) dan End bearing pile (tumpuan ujung). Kecuali tiang pancang yang menembus tanah yang sangat lembek sampai lapisan tanah dasar yang padat. |
Mengapa harus Pondasi Tiang Pancang ?
Dikarenakan begitu pentingnya peranan dari pondasi tiang pancang ini, maka, jika dalam pembuatannya dibandingkan dengan pembuatan pondasi yang lainnya, pondasi tiang pancang ini mempunyai beberapa keuntungan sebagai berikut :
1. Biaya pembuatannya kemungkinan besar (dengan melihat letak lokasi dan lainnya), lebih murah bila dikonversikan dengan kekuatan yang dapat dihasilkan.
2. Pelaksanaannya lebih mudah
3. Di Indonesia, peralatan yang digunakan tidak sulit untuk didapatkan.
4. Para pekerja di Indonesia sudah cukup terampil untuk melaksanakan bangunan yang mempergunakan pondasi tiang pancang.
5. Waktu pelaksanaannya relatif lebih cepat.
sumber :
1. “Pondasi Tiang Pancang” Sardjono HS, Ir
2. “Pengaruh Jarak Terhadap Perencanaan Pondasi Tiang Pancang” Indrayadi, Ir
Thursday, July 22, 2010
Make Money dengan Readbud Benar Benar Membayar
Readbud.com
Banyak statment-statment yang tersebar bahwa readbud.com adalah SCAM. Namun bagi saya pribadi readbud.com adalah Bukan SCAM dan Bukan HOAX, karena sudah ada pembuktian meyakinkan dengan adanya payout dari Readbud.com ke account paypal membernya yang sudah mencapai minimal payout.
Banyak statment-statment yang tersebar bahwa readbud.com adalah SCAM. Namun bagi saya pribadi readbud.com adalah Bukan SCAM dan Bukan HOAX, karena sudah ada pembuktian meyakinkan dengan adanya payout dari Readbud.com ke account paypal membernya yang sudah mencapai minimal payout.
Bagi para blogger ataupun netter yang belum mengetahui apa itu ReadBud.com, ya sekedar sharing informasi aja, saya coba bahas sedikit tentang ReadBud.com dan sistem kerjanya.
ReadBud.com adalah sebuah program yang akan membayar kita dengan Earning US$ yang kita peroleh dengan membaca artikel sekedarnya dan memberikan rating (Ala kadarnya juga). Setiap harinya semua member mendapatkan jatah artikel yang harus dibaca dan diberi rating, jadi jangan takut rebutan job, dan apabila member rajin membuka ataupun online di website ReadBud.com maka akan mendapatkan jatah lebih dari jatah yang telah ditentukan.
Gambarannya begini (sesuai pengalaman saya), Misalkan perharinya saya mendapatkan jatah 20 Artikel dengan total income 1,6 US$, tetapi apabila saya online terus maka ReadBud.com akan mengirimkan artikel tambahan dengan kisaran 0,07 - 0,09 US$ per artikel yang dirating.
Nah, inilah bisnis online yang paling mudah mendapatkan dollar (US$) dari seambreg bisnis online yang saya jalani selama ini. Kira-kira hanya dalam kurun waktu kurang dari 1 bulan sudah mendapatkan Payout dari ReadBud.com.
Kalau para blogger ataupun netter ingin ikut bergabung dengan ReadBud.com silahkan click disni untuk mendaftar, atau click banner readBud pada sidebar di website ini. Silahkan ikuti petunjuk dan keterangan dibawah ini :
- Setelah itu isi data anda pada form yang telah disediakan pada website Readbud.com
- Konfirmasi Email yang anda daftarkan dengan meng Klik Link yang telah dikirimkan oleh Readbud ke Email anda lalu Login
- Lalu anda cari menu ARTICLE
- dan anda Klik Interest Topics dan pilihlah kategory sebanyak banyaknya karena setiap kategory akan memeiliki beberapa artikel yang kan membayar kita. Disini kita hanya boleh memilih 50 Kategory namun demikian dalam 1 hari kita bisa menghasilkan $1 -$2 pasti dan payout akan dikirimkan secara otomatis setelah $50
- Klik Save setelah anda memilih kategory tersebut dan ulangilah klik Menu ARTICLES maka anda telah siap membaca artikel yang akan membayar kita
BUKTIKAN DULU SESUAI PENGALAMAN SENDIRI READBUD.COM SCAM ATAU BUKAN, JANGAN BERDASARKAN PENGALAMAN ORANG LAIN !!!!!
Make Money dengan IMcrew Dapat $50 Hanya Seminggu
IMcrew. Bisnis Online Mudah IMcrew. Mengapa bisnis online Imcrew bisa dikategorikan dalam bisnis online yang mudah? Karena dalam bisnis online Imcrew ini, kita sebagai member hanya di suruh untuk Membaca dan Berbagi artikel apa yang akan diberikan oleh Pihak Imcrew kepada para member nya. Dan yang lebih hebohnya lagi, kita bisa berkesempatan mendapatkan perolehan dollar / pendapatan hingga $ 1275/bulannya hanya untuk membaca dan berbagi artikel.
Your Internet Marketing Crew. Tetapi program ini belum diluncurkan sepenuhnya seperti tugas para member untuk Membaca dan Berbagi artikel apa yang akan diberikan oleh Pihak Imcrew. Ya, Program Imcrew ini masih dalam masa pre-launch hingga tanggal 1 Agustus 2010.
Untuk mengisi masa pre-launch hingga tanggal 1 Agustus 2010, pihak IMcrew memberikan kesempatan untuk semua para membernya mendaftar dan mendapatkan bonus Sign Up (Bonus Pendaftaran) sebesar 10$. Nah bagaimana heboh bukan? Selain itu, setiap member bisa berkesempatan mencari Refferal sebanyak – banyaknya KARENA setiap refferal (member lain yang register melalui link refferal kita) yang terdaftar oleh link refferal kita, maka kita akan mendapatkan 2$ per member yang terdaftar dari link refferal kita.
Misal, daftar pertama dapet 10$, terus kita cari refferal dan berhasil mendapat 5 refferal (5 x 2$ = 10$ ). Jadi kita sudah dapat 20$ dari hanya mendaftar dan mencari refferal. Apalagi jika refferal kita sudah cukup lumayan banyak pastinya pendapatan kita juga akan cukup meningkat.
Caranya cukup mudah! Klik http://www.imcrew.com lalu cari paling bawah tulisan REGISTER. Nah klik tulisan register tersebut. Seperti gambar di bawah ini:
imcrew daftar
imcrew daftar
Nah lalu setelah itu periksa di kotak masuk email yang didaftarkan. Akan ada dikirimkan username beserta password untuk login ke member IMcrew. Langkah selanjutnya yaitu LOGIN ke Imcrew dan kalau sekarang akan ke redirect ke halaman http://www.imcrew.com/wp-admin/profile.php Nah disitu bisa kalian masukkan Alamat Email Paypal kalian untuk nantinya akan menerima komisi. Di halaman tersebut juga terdapat Link Refferal milik kita. Dan tentunya para member yang mendaftar melalui Link Refferal Milik kita, kita juga akan mendapatkan $ 2 untuk setiap orang yang terdaftar dan juga 20% dari Pendapatan mereka apa yang mereka dapatkan dari membaca dan berbagi artikel.
imcrew member
Makanya ayo buruan daftar ke Imcrew. Ingat program ini masih dalam masa pre-launch hingga 1 agustus 2010. UNTUK info lebih lanjut mengenai SCAM (penipuan) tidaknya program ini belum tau. Dan waktu pembayarannya pun juga belum tau (Mungkin nanti sekitar 1 Agustus 2010 kali, setelah program ini Launching / resmi di luncurkan ). Toh, tidak ada salahnya mencoba program ini, Lagi pula kan DAFTAR Gratis dapet 10$ 
Keyword berhubungan:
Monday, July 19, 2010
Tempat Investasi Yang Paling Aman Didunia Forex
WTC bekerjasama FX Clearing dari Broker Surabaya.dan Fx One Broker Surabaya Forex Real Acoount FX Clearing : ACC 1103488 dan FXOne :ACC 276019 dan akan terus bekerjasama dengan broker - broker Forex handal lainnya.
Apa itu Trading Forex ?
Trading Forex, adalah singkatan dari Foreign Exchange. Dalam kategori resiko investasi, trading forex ini termasuk dalam kategori 'High Rish High Gain', artinya potensi keuntungan bagi trader individual ini bisa sangat besar sekali. Dengan memperhatikan pergerakan pair forex yang dapat mencapai 100-200 pips/hari, serta adanya fasilitas leverage(pengungkit) maka, walau hanya dengan modal puluhan dollar dapat memberikan potensi keuntungan ratusan dollar/hari setiap trade bagi para trader tersebut .
Keuntungan investasi Trading Forex (Valas)?
Investasi bisnis Trading Forex. Ketika harga forex turun ataupun naik, trader forex (valas) tetap memiliki kesempatan meraih keuntungan.
Pada saat harga forex naik, trader yang melakukan Long (Buy) akan mendapatkan keuntungan, dan sebaliknya saat harga forex turun, trader yang melakukan Short (Sell) akan mendapatkan keuntungan.trader forex justru banyak yang mengalami keuntungan besar. Hal ini membuktikan bahwa Forex (Valas) adalah salah satu bisnis investasi yang tidak mengenal krisis.
Forex memiliki 2 way opportunities, artinya anda dapat menghasilkan keuntungan 2 arah, ketika market naik atau pun ketika market turun. Hal ini tidak berlaku bagi investasi jenis lain (1 way opportunity), sebagai contoh saham.
Kesempatan Trading Forex selama 24 jam sehari 5 hari seminggu Likuiditas yang sangat tinggi, artinya anda dapat melakukan transaksi jual beli forex secara instan setiap saat tanpa harus menunggu apakah ada pembeli atau penjual.
Menarik bukan ? Jika saat ini anda sedang mencari - cari informasi bagaimana bisa menghasilkan income tanpa harus bekerja keras,tetapi bekerja cerdas? salah satu jawabannya adalah Wisma Trading Center.
WTC bekerjasma dan di dukung penuh oleh Cahaya Forex Yogyakarta di bawah naungan Broker FX Clearing dari Canada.dan akan terus bekerjasama dengan broker - broker Forex handal lainnya.
"Dengan Membuka Situs Wisma Trading Center.com Ini, anda selangkah Lebih Dekat Dengan Kesuksesan yang selama ini Senantiasa Menunggu Jemputan Anda"
Respon publik yang cukup baik akan kehadiran Bisnis Online Trading Forex melahirkan ide untuk kami, mengadirkan sebuah bisnis online dengan visi dan misi, serta backup investasi yang kuat dan didukung oleh Broker yang handal yang ada di WTC.
Kehadiran WTC merupakan usaha dan pilihan tepat untuk mewujudkan masyarakat yang sejahtera secara finansial.
WTC memberikan Solusi baru dari keraguan anda selama ini dalam mewujudkan impian jangka pajang, Dengan sistem yang unix dan sangat menguntungkan baik untuk perusahaan dan membernya, Konsep WTC adalah satu-satunya Bisnis Online yang berorientasi jangka panjang dengan sistem terbaru yang benar-benar masuk akal dan Realistis, Siapkan diri anda menjadi Orang kaya baru di masa depan.
Komisi - Komisi :
KOMISI SPONSORSHIP Rp.100.000,-
Yaitu Komisi yang di bayarkan setiap kali anda mereferensikan WTC kepada member baru.sebesarya Rp.100.000,- di bayarkan setiap hari.
KOMISI LEVEL Rp.5000,-
Yaitu Komisi yang dibayarkan ketika anda mendapatkan limpahan downline dari upline dan sponsor anda,sebesar Rp.5000,- sampai dengan 5 level kedalaman.di bayarkan mingguan.
KOMISI PROFIT MINGGUAN
Perincian Komisi :
1 Bulan Rp.250.000,-
2 Bulan Rp.250.000,-
3 Bulan Rp.250.000,-
KOMISI BULANAN
Bronze
Sponsor minimal 5 orang Profit Rp. 2500 x Jumlah Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan, jumlah Bronze 10 member.
2500 x 1000 = 2.500.000,- profit member Bronze Rp.250.000,-/bulan.
Silver
Sponsor minimal 10 orang Profit Rp. 5000 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan,jumlah Silver 10 member.
5000 x 1000 = 5.000.000,- profit member Silver Rp.500.000,-/bulan.
Gold
Sponsor minimal 15 orang Profit Rp. 7500 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan,jumlah Gold 10 member.
7.500 x 1.000 = 7.500.000,- profit member Gold Rp.750.000,-/bulan.
Diamond
Sponsor minimal 15 orang Profit Rp. 10.000 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1.000 dalam 1 bulan, jumlah Diamond 10 member.
10.000 x 1.000 = 10.000.000,- profit member Diamond Rp.1.000.000,-/bulan.
Semua peringkat Bronze,silver,Gold,Platinum Profit bulanan di terima sebesar @Rp.3.000.000,- per 1 account.
PENTING :
Pembagian komisi Sponsor di berikan setiap hari kecuali hari libur. Komisi SPONSOR di bagikan pada pukul 20.00 s/d 22.00 wib. Pembagian komisi lainnya diberikan setiap 1 minggu sekali, pada hari senin s/d kamis. Komisi bulanan di bagikan setiap tanggal 8. Lakukan komfirmasi via sms untuk pencairan komisi anda, Kami tidak melayani pencairan komisi tanpa sms terlebih dahulu ke pengelola.
Semua komisi di potong biaya admin 5% setiap pengambilan komisi.
Minimal transfer bank sebesar Rp.100.000,- Kami WTC menghargai dana anda yang di investasikan kepada kami. Dengan pola win-win solution kami ingin memberikan INCOME LEBIH kepada semua member WTC. Murni MODAL Hanya Rp.150.000,- Potensinya Rp.4.510.000,++++ WoooouuW RUAARRR....BIASAAAA..!!! 360 derajat Income anda.
Jangan sia-siakan waktu Anda !! Raih PASSIVE INCOME dan KEBEBASAN FINANSIAL !!
Bagaimana caranya untuk mendaftar?? Silakan klik gambar di bawah ini untuk memulai register, isikan data-data Anda dengan jelas. Kemudian aktivasi ID Anda dengan melakukan transfer ke rek Admin sebesar Rp 350.000...(per Id),- Selanjutnya lakukan konfirmasi via SMS dengan format WTC#IDMember#JumlahTransfer#TglTransfer#Bank#DariRekeningAtasNama
Jika Anda tertarik silahkan daftar di link ini..di jamin Bukan spam.Not spam..Tidak Scam....
Sedikit Tentang Informasi Pemahaman Profit diatas atau Bonus...........disini..Dihitung profit Perminggu untuk satu Id : 59.300.oo.jadi jika mendaftar 10 Id (3.500.000) maka Profit yang anda terima perminggu adalah 10 x 59.300 = 593.000 X 12 minggu (lamanya kontrak) = 7 juta lebih... begitu seterusnya..jika mendaftar lebih dari 10 ID.......coba hitung sendiri...tapi kalau masih ragu coba yang kecil aja dulu..Satu Id =350.000...dan buktikan ada ngk hasil perminggu..
Disini kita tidak dituntut untuk mencari downline atau referal..yang penting da daftar langsung dapat profit mingguan sebesar 59.300 / id
tapi kalau kita dapat downline,kita juga mendapatkan Bonus.
Untuk Bonus :
BONUS REKRUT ATAU DOWNLINE : 50.000 untuk downline yang biasa..jika kita mendapatkan downline sebanyak 3-5 yang bergabung 10 Id maka kita akan mendapatkan komisi atau bonus 96000+ komisi/ Bulan selain dari profit per minggu..Dengan catatan kita telah mendaftar sebanyak 10 id...
Untuk mendapatkan Id disini kita dituntut melakukan registrasi sesuai dengan jumlah Id yang akan kita daftarkan. walaupun dengan data yang sama dan login yang sama...
terimah kasih..insyaallah...amanah..karna WTC juga dibawah naungan Yayasan Al-falah..wonosobo.....silahkan.....klik dibawah ini untuk Daftar
Apa itu Trading Forex ?
Trading Forex, adalah singkatan dari Foreign Exchange. Dalam kategori resiko investasi, trading forex ini termasuk dalam kategori 'High Rish High Gain', artinya potensi keuntungan bagi trader individual ini bisa sangat besar sekali. Dengan memperhatikan pergerakan pair forex yang dapat mencapai 100-200 pips/hari, serta adanya fasilitas leverage(pengungkit) maka, walau hanya dengan modal puluhan dollar dapat memberikan potensi keuntungan ratusan dollar/hari setiap trade bagi para trader tersebut .
Keuntungan investasi Trading Forex (Valas)?
Investasi bisnis Trading Forex. Ketika harga forex turun ataupun naik, trader forex (valas) tetap memiliki kesempatan meraih keuntungan.
Pada saat harga forex naik, trader yang melakukan Long (Buy) akan mendapatkan keuntungan, dan sebaliknya saat harga forex turun, trader yang melakukan Short (Sell) akan mendapatkan keuntungan.trader forex justru banyak yang mengalami keuntungan besar. Hal ini membuktikan bahwa Forex (Valas) adalah salah satu bisnis investasi yang tidak mengenal krisis.
Forex memiliki 2 way opportunities, artinya anda dapat menghasilkan keuntungan 2 arah, ketika market naik atau pun ketika market turun. Hal ini tidak berlaku bagi investasi jenis lain (1 way opportunity), sebagai contoh saham.
Kesempatan Trading Forex selama 24 jam sehari 5 hari seminggu Likuiditas yang sangat tinggi, artinya anda dapat melakukan transaksi jual beli forex secara instan setiap saat tanpa harus menunggu apakah ada pembeli atau penjual.
Menarik bukan ? Jika saat ini anda sedang mencari - cari informasi bagaimana bisa menghasilkan income tanpa harus bekerja keras,tetapi bekerja cerdas? salah satu jawabannya adalah Wisma Trading Center.
WTC bekerjasma dan di dukung penuh oleh Cahaya Forex Yogyakarta di bawah naungan Broker FX Clearing dari Canada.dan akan terus bekerjasama dengan broker - broker Forex handal lainnya.
"Dengan Membuka Situs Wisma Trading Center.com Ini, anda selangkah Lebih Dekat Dengan Kesuksesan yang selama ini Senantiasa Menunggu Jemputan Anda"
Respon publik yang cukup baik akan kehadiran Bisnis Online Trading Forex melahirkan ide untuk kami, mengadirkan sebuah bisnis online dengan visi dan misi, serta backup investasi yang kuat dan didukung oleh Broker yang handal yang ada di WTC.
Kehadiran WTC merupakan usaha dan pilihan tepat untuk mewujudkan masyarakat yang sejahtera secara finansial.
WTC memberikan Solusi baru dari keraguan anda selama ini dalam mewujudkan impian jangka pajang, Dengan sistem yang unix dan sangat menguntungkan baik untuk perusahaan dan membernya, Konsep WTC adalah satu-satunya Bisnis Online yang berorientasi jangka panjang dengan sistem terbaru yang benar-benar masuk akal dan Realistis, Siapkan diri anda menjadi Orang kaya baru di masa depan.
Komisi - Komisi :
KOMISI SPONSORSHIP Rp.100.000,-
Yaitu Komisi yang di bayarkan setiap kali anda mereferensikan WTC kepada member baru.sebesarya Rp.100.000,- di bayarkan setiap hari.
KOMISI LEVEL Rp.5000,-
Yaitu Komisi yang dibayarkan ketika anda mendapatkan limpahan downline dari upline dan sponsor anda,sebesar Rp.5000,- sampai dengan 5 level kedalaman.di bayarkan mingguan.
KOMISI PROFIT MINGGUAN
| Investasi | Komisi Per Minggu | Komisi Perbulan | 3 Bulan |
| 350.000 | 62.500 | 250.000 | 750.000 |
Perincian Komisi :
1 Bulan Rp.250.000,-
2 Bulan Rp.250.000,-
3 Bulan Rp.250.000,-
KOMISI BULANAN
Bronze
Sponsor minimal 5 orang Profit Rp. 2500 x Jumlah Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan, jumlah Bronze 10 member.
2500 x 1000 = 2.500.000,- profit member Bronze Rp.250.000,-/bulan.
Silver
Sponsor minimal 10 orang Profit Rp. 5000 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan,jumlah Silver 10 member.
5000 x 1000 = 5.000.000,- profit member Silver Rp.500.000,-/bulan.
Gold
Sponsor minimal 15 orang Profit Rp. 7500 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1000 dalam 1 bulan,jumlah Gold 10 member.
7.500 x 1.000 = 7.500.000,- profit member Gold Rp.750.000,-/bulan.
Diamond
Sponsor minimal 15 orang Profit Rp. 10.000 x Member 1 bulan berjalan.
Ilustrasi :
Jumlah member 1.000 dalam 1 bulan, jumlah Diamond 10 member.
10.000 x 1.000 = 10.000.000,- profit member Diamond Rp.1.000.000,-/bulan.
Semua peringkat Bronze,silver,Gold,Platinum Profit bulanan di terima sebesar @Rp.3.000.000,- per 1 account.
PENTING :
Pembagian komisi Sponsor di berikan setiap hari kecuali hari libur. Komisi SPONSOR di bagikan pada pukul 20.00 s/d 22.00 wib. Pembagian komisi lainnya diberikan setiap 1 minggu sekali, pada hari senin s/d kamis. Komisi bulanan di bagikan setiap tanggal 8. Lakukan komfirmasi via sms untuk pencairan komisi anda, Kami tidak melayani pencairan komisi tanpa sms terlebih dahulu ke pengelola.
Semua komisi di potong biaya admin 5% setiap pengambilan komisi.
Minimal transfer bank sebesar Rp.100.000,- Kami WTC menghargai dana anda yang di investasikan kepada kami. Dengan pola win-win solution kami ingin memberikan INCOME LEBIH kepada semua member WTC. Murni MODAL Hanya Rp.150.000,- Potensinya Rp.4.510.000,++++ WoooouuW RUAARRR....BIASAAAA..!!! 360 derajat Income anda.
Jangan sia-siakan waktu Anda !! Raih PASSIVE INCOME dan KEBEBASAN FINANSIAL !!
Bagaimana caranya untuk mendaftar?? Silakan klik gambar di bawah ini untuk memulai register, isikan data-data Anda dengan jelas. Kemudian aktivasi ID Anda dengan melakukan transfer ke rek Admin sebesar Rp 350.000...(per Id),- Selanjutnya lakukan konfirmasi via SMS dengan format WTC#IDMember#JumlahTransfer#TglTransfer#Bank#DariRekeningAtasNama
Jika Anda tertarik silahkan daftar di link ini..di jamin Bukan spam.Not spam..Tidak Scam....
Sedikit Tentang Informasi Pemahaman Profit diatas atau Bonus...........disini..Dihitung profit Perminggu untuk satu Id : 59.300.oo.jadi jika mendaftar 10 Id (3.500.000) maka Profit yang anda terima perminggu adalah 10 x 59.300 = 593.000 X 12 minggu (lamanya kontrak) = 7 juta lebih... begitu seterusnya..jika mendaftar lebih dari 10 ID.......coba hitung sendiri...tapi kalau masih ragu coba yang kecil aja dulu..Satu Id =350.000...dan buktikan ada ngk hasil perminggu..
Disini kita tidak dituntut untuk mencari downline atau referal..yang penting da daftar langsung dapat profit mingguan sebesar 59.300 / id
tapi kalau kita dapat downline,kita juga mendapatkan Bonus.
Untuk Bonus :
BONUS REKRUT ATAU DOWNLINE : 50.000 untuk downline yang biasa..jika kita mendapatkan downline sebanyak 3-5 yang bergabung 10 Id maka kita akan mendapatkan komisi atau bonus 96000+ komisi/ Bulan selain dari profit per minggu..Dengan catatan kita telah mendaftar sebanyak 10 id...
Untuk mendapatkan Id disini kita dituntut melakukan registrasi sesuai dengan jumlah Id yang akan kita daftarkan. walaupun dengan data yang sama dan login yang sama...
terimah kasih..insyaallah...amanah..karna WTC juga dibawah naungan Yayasan Al-falah..wonosobo.....silahkan.....klik dibawah ini untuk Daftar
Tuesday, July 13, 2010
Get Money Fast $500 From Sign Up
Learn how to make money on the Internet. Want a realistic way to make money from home? Sick of all the Lies, Scams and MLM garbage? In This FREE 10 Page Money Making Report You'll Learn How to start making up to $998 a DAY on the Internet, from home in your spare time starting RIGHT NOW! How to start with absolutely NO MONEY and make up to 5 figures a month in less then 30 days from today with a simple system I discovered at my boring 9-5 job! How to make money from ANYWHERE at ANYTIME whether you're at the beach or sleeping, you'll be making money.
Get serious and make some fast cash, some people make five figures in five weeks. My business blueprint is now available, so come take over my business.. I have a spot reserved for you! Get serious, make some real money. Daily cash paid to you for your cash earnings!
Monday, June 21, 2010
Link Archicad Untuk Civil Engineering
Sebagai pengganti MaxonForm, Graphisoft membuat plug-in tersendiri dengan Cinema 4D untuk membuat bentuk yang organik atau rumit.
Dengan menggunakan PLUGIN ini (http://www.graphisoft.com/products/archicad/solutions/cinema4d_download.html), kita bisa melakukannya dengan cepat:
Dari ArchiCAD:
Dari Cinema 4D dikembalikan lagi ke Archicad:
Jika keinginannya untuk membuat gambar 3D yang lebih baik untuk presentasi, file archicad disimpan menjadi (save as…) extension *.ac4d, yang kemudian dapat dibuka oleh Cinema 4D. Dengan demikian, orientasi gambar presentasi ada di Cinema 4D.
Jika kita menginginkan ada perubahan lagi di ArchiCAD, maka prosedurnya diulang kembali. Setelah di-save lagi ke *.ac4d, bisa di-merge kembali ke Cinema 4D, sehingga bentuk barunya juga ter-update.
Gak ada suaranya, tapi cukuplah buat dilihat-lihat… :) : http://www.youtube.com/watch?v=J2H3sfZS0C4
Di bawah ini ada beberapa link yang bisa dipelajari sebagai pengenalan tentang kolaborasi ArchiCAD dengan Cinema 4D.
The free-form modeling capabilities of Cinema 4D used together with the ArchiCAD add-on allow creating and using any kind of geometry in the design.
http://www.graphisoft.com/products/archicad/solutions/cinema4d.html
Bringing Your Architectural Vision To Life With Cinema 4D Architectural Version
http://cad.digitalmedianet.com/articles/viewarticle.jsp?type=home&id=465240
CINEMA 4D R10 Essential Training with: Larry Mitchell
http://movielibrary.lynda.com/html/modPage.asp?ID=307
Design animation
http://www.archicadtutorials.com/
Dengan menggunakan PLUGIN ini (http://www.graphisoft.com/products/archicad/solutions/cinema4d_download.html), kita bisa melakukannya dengan cepat:
Dari ArchiCAD:
Dari Cinema 4D dikembalikan lagi ke Archicad:
Jika keinginannya untuk membuat gambar 3D yang lebih baik untuk presentasi, file archicad disimpan menjadi (save as…) extension *.ac4d, yang kemudian dapat dibuka oleh Cinema 4D. Dengan demikian, orientasi gambar presentasi ada di Cinema 4D.
Jika kita menginginkan ada perubahan lagi di ArchiCAD, maka prosedurnya diulang kembali. Setelah di-save lagi ke *.ac4d, bisa di-merge kembali ke Cinema 4D, sehingga bentuk barunya juga ter-update.
Gak ada suaranya, tapi cukuplah buat dilihat-lihat… :) : http://www.youtube.com/watch?v=J2H3sfZS0C4
Di bawah ini ada beberapa link yang bisa dipelajari sebagai pengenalan tentang kolaborasi ArchiCAD dengan Cinema 4D.
The free-form modeling capabilities of Cinema 4D used together with the ArchiCAD add-on allow creating and using any kind of geometry in the design.
http://www.graphisoft.com/products/archicad/solutions/cinema4d.html
Bringing Your Architectural Vision To Life With Cinema 4D Architectural Version
http://cad.digitalmedianet.com/articles/viewarticle.jsp?type=home&id=465240
CINEMA 4D R10 Essential Training with: Larry Mitchell
http://movielibrary.lynda.com/html/modPage.asp?ID=307
Design animation
http://www.archicadtutorials.com/
Friday, March 5, 2010
How To Starting And Finding Business Ideas
Sometimes the hardest part of starting a business is coming up with a business idea, whether a small business is a part-time one person operation run out of someone's home or a muilti-million dollar company with dozens of employees.
You know, for instance, that you want to work in a particular field but don't know what you might do specifically. Or maybe all you know is that you want to start a business, but you're on the lookout for a business idea that inspires you. Follow the links on this page to find small business ideas and home-based ideas that will get you over the business ideas hurdle and onto actually starting your new business.
Small business ideas
Browse these collections of small business ideas and see what strikes your fancy. Based on current trends these are the business ideas that I think have good or better potential for profit over a period of time - an important consideration when you're starting a business.
Home-based business ideas
Many of the ideas presented in the small business ideas articles above will work as home based businesses. But if you're specifically looking for a business you can start and run at home, try one of the home based business ideas presented in these articles:
How to come up with your own business ideas
The hamburger. The personal computer. The hula hoop. Every successful business started with someone coming up with the right business idea at the right time. How do you do it? It doesn't really take any huge feats of mental gymnastics; you just have to be alert to the business ideas that are all around youSmall Business Ideas Of Sources
Thinking of starting a business? Here are small business ideas for your business startup, including home business ideas.
7 Sources of Business Ideas
Business ideas are all around you. Some business ideas come from a careful analysis of market trends and consumer needs; others come from serendipity. If you are interested in starting a business, but don't know what product or service you might sell, exploring these ways of getting business ideas flowing will help you choose.
1) Examine your own skill set for business ideas.
Do you have a talent or proven track record that could become the basis of a profitable business?
The other day I spoke to a man who had spent years managing cleaning services at a hospital. Today he runs his own successful domestic and business cleaning service. An ex-logger I know is now making his living as an artist; he creates "chainsaw sculptures" out of wood. And the examples of professionals who have started their own agencies or consulting service businesses are legion.
To find a viable business idea, ask yourself, "What have I done? What can I do? Will people be willing to pay for my products or services?"
2) Keep up with current events and be ready to take advantage of business opportunities.
If you read or watch the news regularly with the conscious intent of finding business ideas, you'll be amazed at how many business opportunities your brain generates. Keeping up with current events will help you identify market trends, new fads, industry news - and sometimes just new ideas that have business possibilities.
For instance, same-sex marriages are now legal in Canada. There are now also entrepreneurs who are selling tourist travel packages that include a marriage ceremony to same-sex couples from other countries. Would you have identified that business opportunity when you heard that the Canadian marriage laws had changed?
3) Invent a new product or service.
Think back 30 years ago. Was there a huge demand for anti-virus software, Internet Service Providers, or desktop computers? No! The key to coming up with business ideas for a new product or service is to identify a market need that's not being met. The clamor for ever-increasing security, for instance, has led to an explosion of new security products and services, ranging from iris-recognition machines through home security services.
Look around and ask yourself, "How could this situation be improved?" Ask people about additional services that they'd like to see. Focus on a particular target market and brainstorm business ideas for services that that group would be interested in. For example, there are millions of aging gardeners across North America. What products or services could you create that would enable them to garden longer and more easily?
4) Add value to an existing product.
The difference between raw wood and finished lumber is a good example of putting a product through an additional process which increases its value, but additional processes are not the only way value can be added. You might also add services, or combine the product with other products. For instance, a local farm which sells produce also offers a vegetable delivery service; for a fee, consumers can have a box of fresh vegetables delivered to their door each week.
What business ideas can you develop along these lines? Focus on what products you might buy and what you might do to them or with them to create a profitable business.
Tuesday, February 9, 2010
Loan Calculator New Payroll Beta
New Payroll Beta
Thanks to those of you who provided feedback in the polls over the past few weeks. We're listening to your requests, and are working on fulfilling them. Over the next few weeks, we'll be expanding the calculator to include a personal budget service, and also a new payroll site. Sign up today to help shape the functionality of the service, and help me out with some user testing. Thanks, Paul.
Call for Writers
In order to help our regular visitors, I'm looking for assistance from you, the users. If there are any Accountants, Tax Advisors, Pensions & Financial advisors among you who would like to help out with contributing regular articles to the site, please get in touch with me today. email me at support@listentotaxman.com for further details.
March 2nd 2009: Annual Update.
I've just updated the figures for the new tax year. And, after many, many requests, I've included the employers national insurance breakdown.
Apple iPhone app.
To all those of you who have asked me to produce the iphone application version of the site, good news It's on the way (it'll also be a nice way for giving me some credit for keeping the site updated for our 10th year now)
September 5th: New allowance rates now added
The climb down on tax free allowance rate announced some months ago comes into effect tomorrow. As a result of these rates coming into effect half way through the year, net monthly and weekly take home pay should be more than the calculator states. (to make up for the first few months of the tax year). Thanks again for all your comments via email. I do read them all.
12th April. Pensions are go.
I've added the first installment of changes to account for pension payments from gross wages. I know that there are changes with respect to National Insurance contributions to take into account also, but I'll get that sorted in a while. I hope everyone knows that if you are a higher rate taxpayer, i.e. you earn more than your tax free allowances plus £34,800, you need to either contact hmrc to get your tax code changed, or you need to complete a self assessment tax return in order to get the higher rate tax relief margin paid into your pension. You can contact me if you need any clarification on this. Paul.
To those of you who have missed out this time; Don't worry, we'll be providing a digest report of the best bits of the session. With the new tax year only a couple of weeks away, I hope this will prove useful.
The thing to remember about the new tax year starting, is that the current tax year is about to end.
03 March 2009. I'll be updating the calculator for the new tax year in the next couple of days. If you want to sign up as a tester or want to be notified when the site is updated, send an email to Beta Testing.
Loan Calculator New Payroll Beta
New Payroll Beta
Thanks to those of you who provided feedback in the polls over the past few weeks. We're listening to your requests, and are working on fulfilling them. Over the next few weeks, we'll be expanding the calculator to include a personal budget service, and also a new payroll site. Sign up today to help shape the functionality of the service, and help me out with some user testing. Thanks, Paul.
Call for Writers
In order to help our regular visitors, I'm looking for assistance from you, the users. If there are any Accountants, Tax Advisors, Pensions & Financial advisors among you who would like to help out with contributing regular articles to the site, please get in touch with me today. email me at support@listentotaxman.com for further details.
March 2nd 2009: Annual Update.
I've just updated the figures for the new tax year. And, after many, many requests, I've included the employers national insurance breakdown.
Apple iPhone app.
To all those of you who have asked me to produce the iphone application version of the site, good news It's on the way (it'll also be a nice way for giving me some credit for keeping the site updated for our 10th year now)
September 5th: New allowance rates now added
The climb down on tax free allowance rate announced some months ago comes into effect tomorrow. As a result of these rates coming into effect half way through the year, net monthly and weekly take home pay should be more than the calculator states. (to make up for the first few months of the tax year). Thanks again for all your comments via email. I do read them all.
12th April. Pensions are go.
I've added the first installment of changes to account for pension payments from gross wages. I know that there are changes with respect to National Insurance contributions to take into account also, but I'll get that sorted in a while. I hope everyone knows that if you are a higher rate taxpayer, i.e. you earn more than your tax free allowances plus £34,800, you need to either contact hmrc to get your tax code changed, or you need to complete a self assessment tax return in order to get the higher rate tax relief margin paid into your pension. You can contact me if you need any clarification on this. Paul.
To those of you who have missed out this time; Don't worry, we'll be providing a digest report of the best bits of the session. With the new tax year only a couple of weeks away, I hope this will prove useful.
The thing to remember about the new tax year starting, is that the current tax year is about to end.
03 March 2009. I'll be updating the calculator for the new tax year in the next couple of days. If you want to sign up as a tester or want to be notified when the site is updated, send an email to Beta Testing.
Materi Irigasi Dan Bangunan Air Pada Proyek
531 Jaringan Irigasi :
Saluran dan bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan
Sumber: Dep.PU, 1985
532 Jaringan Irigasi :
Adalah saluran bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan air irigasi mulai dari :penyediaan, pengambilan, pembagian, pemberian dan penggunaan air irigasi beserta pembuanganya. Disamping itu jalan inspeksi juga merupakan bagiab dari jaringan irigasi.
Sumber: BIK, PUSDATA Dep. PU, 1994
533 Jaringan Irigasi :
Saluran dan bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan air irigasi, mulai dari penyediaan, pengambilan, pembagian, pemberian dan penggunaan air irigasi berserta pembuangannya disamping itu jalan inspeksi juga merupakan bagian dari jaringan irigasi (Departemen Kehutanan)
Sumber: -
534 Jaringan Irigasi Sederhana :
Jaringan irigasi yang bangunan-bangunan tidak dilengkapi dengan alat pengatur pembagian air dan alat ukur,sehingga air irigasi tidak dapat diatur dan tidak dapat diukur dan umumnya bangunannya mempunyai konstruksi semi permanen / tidak permanen. Dalam penentuan tingkatan jaringan irigasi, ditentukan yang tingkatannya paling dominan (PU-Pengairan)
Sumber: -
535 Jaringan Irigasi Semi Teknis :
Jaringan irigasi yang bangunan-bangunan dilengkapi dengan alat pengatur pembagian air sehingga air irigasi dapat diatur tetapi tidak dapat diatur (Pu-Pengairan)
Sumber: -
536 Jaringan irigasi semi teknis :
Adalah jaringan irigasi yang bangunan-bangunan dilengkapi dengan alat pengatur pembagian air irigasi dapat diatur tetapi tetapi tidak dapat diukur.
Sumber: BIK, PUSDATA Dep. PU, 1994
537 Jaringan Irigasi Teknis :
Adalah jaringan irigasi yang bangunan pengambilan dan bangunan bagi/sadap dilengkapi dengan alat pengatur pembagian air dan alat ukur, sehingga air air irigasi yang dialirkan dapat diatur dan diukur
Sumber: BIK, PUSDATA Dep. PU, 1994
538 Jaringan Irigasi Teknis :
Jaringan irigasi yang bangunan pengambilan dan bangunan bagi/sadap dilengkapi dengan alat pengatur pembagian air dan alat ukur, sehingga air irigasi yang dialirkan dapat diatur dan diukur (PU-Pengairan)
Sumber: -
539 Jaringan irigasi utama :
Jaringan irigasi yang terdiri dari saluran-saluran irigasi primer dan skunder beserta bangunan-bangunannya
Sumber: Dep.PU, 1985
540 Jaringan Peribadatan :
Lokasi yang digunakan untuk bangunan yang mempunyai fungsi memberikan pelayanan tempat melaksanakan ibadat bagi masyarakat, yaitu : mesjid, .langgar/surau, gereja, klenten, vihara, dll (Badan Pertanahan Nasional)
Saluran dan bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan
Sumber: Dep.PU, 1985
532 Jaringan Irigasi :
Adalah saluran bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan air irigasi mulai dari :penyediaan, pengambilan, pembagian, pemberian dan penggunaan air irigasi beserta pembuanganya. Disamping itu jalan inspeksi juga merupakan bagiab dari jaringan irigasi.
Sumber: BIK, PUSDATA Dep. PU, 1994
533 Jaringan Irigasi :
Saluran dan bangunan yang merupakan satu kesatuan dan diperlukan untuk pengaturan air irigasi, mulai dari penyediaan, pengambilan, pembagian, pemberian dan penggunaan air irigasi berserta pembuangannya disamping itu jalan inspeksi juga merupakan bagian dari jaringan irigasi (Departemen Kehutanan)
Sumber: -
534 Jaringan Irigasi Sederhana :
Jaringan irigasi yang bangunan-bangunan tidak dilengkapi dengan alat pengatur pembagian air dan alat ukur,sehingga air irigasi tidak dapat diatur dan tidak dapat diukur dan umumnya bangunannya mempunyai konstruksi semi permanen / tidak permanen. Dalam penentuan tingkatan jaringan irigasi, ditentukan yang tingkatannya paling dominan (PU-Pengairan)
Sumber: -
535 Jaringan Irigasi Semi Teknis :
Jaringan irigasi yang bangunan-bangunan dilengkapi dengan alat pengatur pembagian air sehingga air irigasi dapat diatur tetapi tidak dapat diatur (Pu-Pengairan)
Sumber: -
536 Jaringan irigasi semi teknis :
Adalah jaringan irigasi yang bangunan-bangunan dilengkapi dengan alat pengatur pembagian air irigasi dapat diatur tetapi tetapi tidak dapat diukur.
Sumber: BIK, PUSDATA Dep. PU, 1994
537 Jaringan Irigasi Teknis :
Adalah jaringan irigasi yang bangunan pengambilan dan bangunan bagi/sadap dilengkapi dengan alat pengatur pembagian air dan alat ukur, sehingga air air irigasi yang dialirkan dapat diatur dan diukur
Sumber: BIK, PUSDATA Dep. PU, 1994
538 Jaringan Irigasi Teknis :
Jaringan irigasi yang bangunan pengambilan dan bangunan bagi/sadap dilengkapi dengan alat pengatur pembagian air dan alat ukur, sehingga air irigasi yang dialirkan dapat diatur dan diukur (PU-Pengairan)
Sumber: -
539 Jaringan irigasi utama :
Jaringan irigasi yang terdiri dari saluran-saluran irigasi primer dan skunder beserta bangunan-bangunannya
Sumber: Dep.PU, 1985
540 Jaringan Peribadatan :
Lokasi yang digunakan untuk bangunan yang mempunyai fungsi memberikan pelayanan tempat melaksanakan ibadat bagi masyarakat, yaitu : mesjid, .langgar/surau, gereja, klenten, vihara, dll (Badan Pertanahan Nasional)
 | Bab Irigasi Dan Bangunan Air.pdf |
 | Bab Irigasi Dan Bangunan Air.doc |
 | Bab Irigasi Dan Bangunan Air.ppt |
| Studi Manajemen Aset Waduk Sermo | ||
| Irigasi-dan-bangunan-air_des2007.pdf - | ||
| BAB VII KESIMPULAN DAN SARAN | ||
| Its-undergraduate-7084-31021000029-kesimpulan.pdf - | ||
| BAB I PENDAHULUAN 1.1. Tinjauan Umum Air merupakan salah satu ... | ||
| Its-undergraduate-7467-3105100098-bab1.pdf - | ||
| BAB II INDEKS KEMAHALAN KONSTRUKSI 2.1. Pengertian dan Definisi ... | ||
| Ikk07_ii.pdf - | ||
| BAB-2 JARINGAN IRIGASI | ||
| Irigasi1-bab-2-jaringan-irigasi.pdf - | ||
| BAB I PENDAHULUAN 1.1 Latar Belakang Air merupakan sumber ... | ||
| Bab1-agung.pdf - | ||
| PENDAHULUAN | ||
| Bab1-pendahuluan.pdf - | ||
| BANGUNAN SILANG DAN | ||
| Bab6-bangunansilang.pdf - | ||
| Page 1 Page 2 Page 3 ï. 1. U b u n 1.2. Jaringan Irigasi dan Per ... | ||
| Umum-00771-00771.pdf - | ||
| BAB I. KONSEP DAN DEFINISI | ||
| Bab1.pdf - | ||
Manajemen Kontruksi Lengkap Dan Manajemen Proyek
Manajemen konstruksi adalah ilmu yang mempelajari dan mempraktekkan aspek-aspek manajerial dan teknologi industri konstruksi. Manajemen konstruksi juga dapat diartikan sebagai sebuah model bisnis yang dilakukan oleh konsultan konstruksi dalam memberi nasihat dan bantuan dalam sebuah proyek pembangunan.
Construction Management Association of America (CMAA) menyatakan bahwa ada tujuh kategori utama tanggung jawab seorang manajer konstruksi, yaitu perencanaan proyek manajemen, manajemen harga, manajemen waktu, manajemen kualitas, administrasi kontrak, manajemen keselamatan, dan dan praktek profesional.
Looking for : tahapan manajemen konstruksi
Peranan konsultan manajemen konstruksi terhadap tingkat ...
Download
HTML
Jiunkpe-ns-s2-2003-01500017-1453-konsultan_manajemen-chapter2.pdf - Search peranan konsultan manajemen konstruksi terhadap tingkat
Peranan konsultan manajemen konstruksi terhadap tingkat ...
Download
HTML
Jiunkpe-ns-s2-2003-01500017-1453-konsultan_manajemen-chapter1.pdf - Search peranan konsultan manajemen konstruksi terhadap tingkat
MANAJEMEN KONSTRUKSI PT. FREEPORT INDONESIA COMPANY TEMBAGAPURA ...
Download
HTML
Ta.pdf - Search manajemen konstruksi freeport indonesia company tembagapura
SATUAN ACARA PERKULIAHAN MANAJEMEN KONSTRUKSI / 2 SKS
Download
HTML
Kk-032341.pdf - Search satuan acara perkuliahan manajemen konstruksi
PENGGUNAAN MATA ANGGARAN BELANJA MODAL BANGUNAN DAN GEDUNG ...
Download
HTML
20060422_penggunaan_mata_anggaran_belanja_modal_bangunan_gedung.pdf - Search penggunaan mata anggaran belanja modal bangunan gedung
MANAJEMEN PROYEK PELAKSANAAN KONSTRUKSI JALAN DAN JEMBATAN
Download
| Evaluasi PQ PP08-1 | ||
| Evaluasi%20pq%20pp08-1.pdf - | ||
| Evaluasi PQ PP08-2 | ||
| Evaluasi%20pq%20pp08-2.pdf - | ||
| BAB III PELAKSANAAN A. Penyerahan Bantuan Sebagai tindak lanjut ... | ||
| Bab3_pelaksanaan.pdf - | ||
| 'Construction Management' pada Manajemen Proyek Professional ... | ||
| Arsitektur-vinky9.pdf - | ||
Subscribe to:
Posts (Atom)